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Personal Contract Purchase

There are a number of finance products that you can choose from, on both a business and personal basis. They are listed below, if you have any further queries, contact First Car Leasing and a member of the team will be able to help.

• Contract Hire
• Contact Purchase
• Hire Purchase
• Finance Lease
• Lease Purchase
• Personal Contract Hire
• Personal Contract Purchase

Personal Contract Purchase - Personal

Personal Contract Purchase (PCP) is a method of funding where an individual leases a vehicle for a set period at a fixed monthly charge. It is a perfect product for those who do not want the financial and logistical risks involved in acquiring and disposing of a vehicle.

At the end of the contract, there is an optional balloon payment which the individual can pay to buy the vehicle, otherwise they can choose to return the vehicle with nothing further to pay. The monthly charge is governed by the initial cost of the vehicle, the mileage covered, the period of the agreement and the estimated value of the vehicle at the end of the contract.

In addition, features ranging from basic servicing to total vehicle management packages can be included if required. PCP being an alternative to Hire Purchase, the traditional method of financing, is covered by the protections as set out in the Consumer Credit Act.

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Proposal Forms

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Downloadable Proposal Forms in PDF Format
Business / Individual

Downloadable Proposal Forms in Word format
Business / Individual