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Business Contract Hire (Operating Lease)

There are a number of finance products that you can choose from, on both a business and personal basis. They are listed below, if you have any further queries, contact First Car Leasing and a member of the team will be able to help.

• Contract Hire
• Contact Purchase
• Hire Purchase
• Finance Lease
• Lease Purchase
• Personal Contract Hire
• Personal Contract Purchase

Contract Hire (Operating Lease) - Business

This is where a vehicle is leased by a business user for a fixed period of time for a fixed monthly rental. It is a perfect product for those companies who do not want the financial and logistical risks involved in acquiring and disposing of a vehicle. At the end of the contract, the vehicle is returned to the finance company with nothing further to pay and you are then free to commence another contract on another vehicle.

Benefits of Contract Hire:

• Low initial outlay
• Flexible rental pattern
• Fixed monthly costs which can include maintenance - reduces your financial risk
• More capital available for your core business
• Off-balance sheet borrowing - vehicle does not appear on your company's balance sheet as it is not owned by you
• No depreciation risk
• No disposal problems
• VAT on rentals reclaimable (subject to use only 50% if private use)
• 100% VAT reclaimable on Maintenance element

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Proposal Forms

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Downloadable Proposal Forms in PDF Format
Business / Individual

Downloadable Proposal Forms in Word format
Business / Individual